![]() ![]() Under “protection of property” coverage, businesses may be able to recover for costs to move property to a different location to protect it, and then to return it to its original location. While landscaping, signs not attached to the building, and some types of property such as fences may be excluded, there is often limited coverage subject to sublimits provided under coverage extensions. Other property policies provide coverage for certain named perils, unless otherwise excluded. Under an all-risk property policy, all risks of direct physical loss to business property are covered unless specifically excluded. Most commercial property insurance policies cover damage to buildings and business property caused by riots, civil commotion, and vandalism. ![]() Property damage, including buildings and business property
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